Banker playing mind games again..... or so what it seems.

No, the increase is understandable because certainly the previous offers were more than what can be expected. The increase from the previous offer does not change how good the offer is in relation to the board.

We're back, with the fourth offer still being considered and the Banker planning his twist...

Here we go. The question: Is she worried about a Power 5 being on the table? He'll make the offer £25,000 if she deals and has a Power 5 on the table.

"Does that soften the regret?" Noel thinks it would "completely" do so for a lot of people. Rob points out the top two. Was that pilgrims cheering for her to go on?

Carl says the Banker is worried. The Banker is worried - he's lying about the odds, "40%" of the £250k going in round 5. He says that people have "seen stupidity rewarded" in Scott's game and claims he is trying to "do her a favour" by discouraging her from "letting the occasion get the better of her".

Mandy says NO DEAL

Very brave for turning that down, hopefully it was the correct choice.

That twist meant that the offer's EV went up to £21,875. Still not enough of an increase for the round she'd had.

£26,000? Hopefully she will see a greater chance of a red being in the box, though, she probably will deal at whatever this offer is.

Round 5

The Banker was very sincere, according to Noel, who thinks Mandy is in a vulnerable position now.

Tom says he's due a red, but Mandy ignores him...

Box 9 (Tom) - £100,000

Big pilgrim groans. Mandy seemed to swear quietly there! "What have I done?" she asks softly.

Box 1 (Julia) - £50

Noel is talking down the 5-box offer even if this is blue, and says that this must be blue "or you did make a mistake"! He's in inverse proveout mode!! He's doing a full-on guilt trip for the No Deal!!

Box 12 (Aleks) - £10

Banker time... he's shocked at two blues going, and is worried that she's now going to have self-belief. Code for recklessness, in his book?

He's now offering the certain higher offer from last time...

Banker's offer:

£25,000

You have to take into account that the previous offers were more than what can be expected, and so you cannot expect such a big increase.

Mandy seeks advice from the wings but Calvert says that it's her call in the end. "Do you feel lucky?" "I don't know." Tom says the odds are against her now. "Is it worth taking that risk again?" Ady says her reaction to the £100k - "what have I done?" - was telling.

Noel goes all psychological and asks her to quietly think about the decision before he asks her the question. She's spending it with the company of a tissue...

The question is asked, and Mandy says DEAL

Yes... a spanking!

"Honestly, we are in the presence of royalty. You are the queen of indecision!"

Round 6 (proveout)

21 would have stayed to the end.

Box 11 (Mark) - £250,000

Box 22 (Stan) - £1,000

Box 18 (Ben, newbie) - £50,000

Banker time with £100 and £5,000 remaining...

The Banker says her 8-box No Deal showed she had guts, but her 5-box Deal showed she had brains!

Banker's offer would've been:

£1,500

Noel opens Mandy's box 14 and reveals £100

Mike with box 21 had £5,000

Mandy says that she's been renting for nine years with Rob, so buying a house might be one thing she does with the money.

Good result to start the week. Well done Mandy.

"I've never known the Banker do that before." Err... Noel are you forgetting what he did with that £30k deal? *facepalm*

That gimmick at 8-box was stupid. If it was £25k without that nonsense she would've probably dealt that easily.

Oh, and thank you to KP for filling in today!

Right, off-commentary remarks.

I'd have gone on and crashed with those offers, although I may have got higher ones. I thought £20k was a bit low as Donna's board was weaker, drew a stronger offer, and I considered her £21k to be marginal even when I was a student, which I'm not anymore. Would have hoped for more than £25k at 5-box too, but there was a definite case for taking it, and she would certainly have had a massive regret if she hadn't.

Two-bed houses in Basildon go for around £140k, three-bed houses for not much more; £25k would be a reasonable deposit, though if either her or Rob had a few grand more in savings they'd be able to get to the all-important 20% deposit mark which would significantly help them with getting a mortgage. I can't comment on the cost of the other things they want to do.

I liked her more than I had any right to like a TOWIE-quoting young woman from the place where I had some of the worst memories of my life a few years ago. This is setting the bar very, very low, mind you.

What a way to kick off the week with a well deserved OPW! The 8-box offer would make anyone deal but she wanted to give that Banker a spanking and she sure did by towards the end. Nicely done there from Mandy.

Saw this live without any spreadsheets or FD calculators to hand and I think the banker's words at the end were correct. £25k was probably a couple of grand short of what I would have wanted but 30% chance of crashing to £5k at most would probably have just about scared me into the deal. It was the right decision for her.

(And if you think Mandy was indecisive, you haven't seen anything yet).