As to what I was about to say!

Toni talks about how she's suffered with depression, and she spent lots of money while depressed which is what built up her debts. Toni says she'd be able to pay off her debt and go travelling with that money. She says she knows she has a big amount in her box and feels there's another round in the game.

Toni says

NO DEAL

Phew!

But she's personalised it even more now - if this next round is good, a deal will be very likely...

Round 4

Noel says he had no idea from Toni's details that she was in such a situation.

22 - Gary - £750

19 - Elaine - £1,000

17 - Caroline - £50

Banker time

Would someone summarise whats left on the board.

With such a strong board still, with only just two blues in play... it makes it very worth another round.

Noel says that's NOT the offer.

Banker's offer:

£22,000

Well, that's not much of an increase after that round... so I'd plug on.

Will she, though?

Noel asks if Toni would sell it for £22k, and Noel says it's actually worth...

Banker's offer:

£26,000

Hopefully the £26,000 won't work.....

Oh for French Connection UK's sake, Noel...

Cast-iron deal now.

Toni's mum says that's a lot of money, and Toni agrees. Gary says she's just added £11k to her previous offer, and Toni says she knows she should go on. Toni's mum says there's still 1p on the board, and tells her to imagine going home with 1p. Phil tells her not to listen to anyone else as it's her game. Noel asks everyone whether Toni should deal now, and lots do.

Toni says

DEAL

I feel that's a big mistake.....

Noel calls a break...

There you go, what did I say? Cast-iron deal.

And her mother didn't help at all.

But, seriously, Noel needs to realise that playing around with the offers is not cool in any way, shape or form - regardless of the player...

He probably likes doing it so much, though, that him realising is as likely as the world ending tomorrow...

They love the fake offer trick when a deal is arguable either way with big money still in play. They just can't risk another £250k o'naire!

We're back

Round 5 - proveout

10 - Phil - £15,000

13 - Elvis - £5,000

20 - Cat - £35,000

Banker time

Not good enough...